Why Buy With Us?
Modern Broker, Inc is a company built on relationships. We place a high value on our clients and their happiness, pushing customer service to the forefront of our business.
Additionally, training is a top priority for the company as we strive to send a top-notch and highly educated sales force out to assist our clients.This training can range from contracts and forms changes, to technology updates, property marketing, and even earning designations through the Graduate Realtor® Institute, and more!
The collaborative work environment at Modern Broker, Inc only helps to grow and produce a better quality agent who is more equipped to serve their clients find the home of their dreams. Contact us today to find a qualified agent that’s ready and willing to serve you in any one of our Modern Broker, Inc locations!
Homes For Sale
See what homes are available in our many service locations. Contact a Modern Broker Realtor® today for more information or a showing!
- Visalia Homes
- Fresno Homes
- Central Coast Homes
- Reedley-Dinuba Homes
- Porterville Homes
- Kings County Homes
Escrow and Closing Costs
An Escrow Officer is a neutral, third party to a real estate transaction. Their primary purpose is to facilitate the transfer of funds and ownership between a buyer and seller. Once buyers and sellers have agreed to a set of terms and conditions for a particular property, escrow officers work to see a fair transaction, that’s honoring of those terms and conditions, go through. They are responsible for investigating any liens that may be attached to a property and hold sellers accountable to getting those resolved.
Escrow officers, real estate agents, and mortgage lenders all get paid through the closing costs charged to a buyer or seller at the end of a transaction. Closing costs also pay for fees incurred throughout the transaction, such as: the appraisal, credit check, transfer taxes, and more. Terms of a transaction, including who pays for the closing costs (buyer or seller) are all negotiable and can be discussed with your Realtor®.
Getting pre-approved for a loan is the first great step in your journey towards homeownership. It’s important that you know what you can afford going into your home search and a lender will help you plan financially for your purchase. If you need assistance finding a lender, our agents can make a good recommendation. It’s a good idea to take these items with you to expedite the process:
- Recent 30-day paystubs with year to date earnings
- Recent 2 years tax returns and W2’s
- Recent 2 months bank statements for all bank and/or retirement accounts
When purchasing a home, a buyer will need to figure out how they plan to pay for any expenses they may incur if something breaks in their new home. This is why Modern Broker agents will always recommend for you to buy a home warranty plan through a reputable company. The home warranty will not cover everything, but for a small co-pay at each visit, it will aid you in situations where you encounter electrical or plumbing problems, issues with garbage disposals, ceiling fans, and more. Some companies even have plans that will cover air conditioners, heaters, pools, appliances, etc. and could save homeowners a lot of money down the road.